From ddbb93dae803ea73b06bad25fb12eaa322768d18 Mon Sep 17 00:00:00 2001
From: jiangping <jp@doumee.com>
Date: 星期二, 09 七月 2024 19:14:19 +0800
Subject: [PATCH] 提交一把

---
 server/service/src/main/java/com/doumee/core/utils/Constants.java |  288 ++++++++++++++++++++++++++++++++++++++++++++++++++++++---
 1 files changed, 271 insertions(+), 17 deletions(-)

diff --git a/server/service/src/main/java/com/doumee/core/utils/Constants.java b/server/service/src/main/java/com/doumee/core/utils/Constants.java
index ccb4265..a76e3db 100644
--- a/server/service/src/main/java/com/doumee/core/utils/Constants.java
+++ b/server/service/src/main/java/com/doumee/core/utils/Constants.java
@@ -1,13 +1,16 @@
 package com.doumee.core.utils;
 
+import cn.hutool.core.io.IoUtil;
 import cn.hutool.core.util.IdcardUtil;
 import com.doumee.core.constants.ResponseStatus;
 import com.doumee.core.exception.BusinessException;
 import com.doumee.dao.business.dto.CountCyclePriceDTO;
-import com.doumee.dao.business.model.Solutions;
+import com.doumee.dao.business.model.*;
+import com.doumee.dao.business.vo.ChangeDealTypeVO;
 import com.doumee.dao.business.vo.CountCyclePriceVO;
 import io.swagger.models.auth.In;
 import org.apache.commons.collections4.CollectionUtils;
+import org.apache.commons.compress.archivers.zip.Zip64Mode;
 import org.apache.commons.compress.archivers.zip.ZipArchiveEntry;
 import org.apache.commons.compress.archivers.zip.ZipArchiveOutputStream;
 import org.apache.commons.lang3.StringUtils;
@@ -94,7 +97,73 @@
     public static final String DU_FILE ="DU_FILE" ;
     public static final String SIGN_DONE_NOTIFY_URL = "SIGN_DONE_NOTIFY_URL";
     public static final int FOUR = 4;
+    public static final String COMPANY_PHONE_AUTH ="COMPANY_PHONE_AUTH" ;
 
+
+    /**
+     * 鑾峰彇鐢宠鍗曟椂闂村垪鏍囬
+     * @param type 0寮�濮嬫椂闂� 1鎴鏃堕棿
+     * @param model
+     * @return
+     */
+    public static String getApplyTimeTitle(int type, InsuranceApply model){
+        if(type ==1){
+            if(Constants.equalsInteger(model.getSolutionType(),Constants.ONE)){
+                return  Constants.equalsInteger(model.getUnionApplyTbdStatus(),Constants.THREE)?"淇濋櫓鐢熸晥璧锋湡":"鏈熸湜淇濋櫓鐢熸晥璧锋湡";
+            }else{
+                return  Constants.equalsInteger(model.getStatus(), InsuranceApplyStatus.UPLOAD_INSURANCE.getKey())?"淇濋櫓鐢熸晥璧锋湡":"鏈熸湜淇濋櫓鐢熸晥璧锋湡";
+            }
+        }else{
+            if(Constants.equalsInteger(model.getSolutionType(),Constants.ONE)){
+                return  Constants.equalsInteger(model.getUnionApplyTbdStatus(),Constants.THREE)?"淇濋櫓鐢熸晥姝㈡湡":"棰勮鐢熸晥姝㈡湡";
+            }else{
+                return  Constants.equalsInteger(model.getStatus(), InsuranceApplyStatus.UPLOAD_INSURANCE.getKey())?"淇濋櫓鐢熸晥姝㈡湡":"棰勮鐢熸晥姝㈡湡";
+            }
+        }
+
+    }
+
+    /**
+     * 鑾峰彇鎵规敼鍗曟椂闂存爣棰樺垪
+     * @param type 0鏇存崲娲鹃仯鍗曚綅 1鍔犱繚 0鍑忎繚
+     * @param model
+     * @return
+     */
+    public static String getChangeApplyTimeTitle(int type, ApplyChange model){
+        if(type ==2){
+             return  Constants.equalsInteger(model.getStatus(), ApplyChangeStatus.APPROVE.getKey())?"鎵瑰崟鐢熸晥鏈�":"鏈熸湜鎵瑰崟鐢熸晥鏈�";
+        }else  if(type ==1){
+            return  Constants.equalsInteger(model.getStatus(), ApplyChangeStatus.APPROVE.getKey())?"鎵瑰鐢熸晥璧锋湡":"鏈熸湜鎵瑰鐢熸晥璧锋湡";
+        }else{
+            return  Constants.equalsInteger(model.getStatus(), ApplyChangeStatus.APPROVE.getKey())?"鎵瑰噺鐢熸晥璧锋湡":"鏈熸湜鎵瑰噺鐢熸晥璧锋湡";
+        }
+    }
+
+
+    public static String getApplyTimeTitle(int type, UnionApply model){
+        if(type ==1){
+                return  Constants.equalsInteger(model.getStatus(), UnionApplyStatus.FINISH.getKey())?"淇濋櫓鐢熸晥璧锋湡":"鏈熸湜淇濋櫓鐢熸晥璧锋湡";
+        }else{
+                return  Constants.equalsInteger(model.getStatus(), UnionApplyStatus.FINISH.getKey())?"淇濋櫓鐢熸晥姝㈡湡":"棰勮鐢熸晥姝㈡湡";
+        }
+
+    }
+
+    /**
+     * 鑾峰彇鎵规敼鍗曟椂闂存爣棰樺垪
+     * @param type 0鏇存崲娲鹃仯鍗曚綅 1鍔犱繚 0鍑忎繚
+     * @param model
+     * @return
+     */
+    public static String getChangeApplyTimeTitle(int type, UnionChange model){
+        if(type ==2){
+             return  Constants.equalsInteger(model.getStatus(), UnionChangeStatus.FINISH.getKey())?"鎵瑰崟鐢熸晥鏈�":"鏈熸湜鎵瑰崟鐢熸晥鏈�";
+        }else  if(type ==1){
+            return  Constants.equalsInteger(model.getStatus(), UnionChangeStatus.FINISH.getKey())?"鎵瑰鐢熸晥璧锋湡":"鏈熸湜鎵瑰鐢熸晥璧锋湡";
+        }else{
+            return  Constants.equalsInteger(model.getStatus(), UnionChangeStatus.FINISH.getKey())?"鎵瑰噺鐢熸晥璧锋湡":"鏈熸湜鎵瑰噺鐢熸晥璧锋湡";
+        }
+    }
     /**
      * 浼佷笟鏁版嵁鏉ユ簮 0骞冲彴娉ㄥ唽 1鍚庡彴瀵煎叆
      */
@@ -229,6 +298,131 @@
         return countCyclePriceVO;
     }
 
+    //鏌ヨ姣忎釜鎵规敼鍛ㄦ湡璐圭敤
+    public static BigDecimal calculateSingleCycleFee(Solutions solutions,Date startTime){
+        if(Constants.equalsInteger(solutions.getTimeUnit(),solutions.getInsureCycleUnit())){
+            return solutions.getPrice();
+        }
+        CountCyclePriceVO countCyclePriceVO = Constants.countPriceVO(startTime,solutions);
+        //鍗曡璐瑰懆鏈熺殑璐圭敤
+        BigDecimal singleFee = Constants.singleCycleFee(solutions,startTime,countCyclePriceVO.getEndDate());
+        return singleFee;
+    }
+
+
+    /**
+     * 鍔犲噺淇濅笟鍔′娇鐢�
+     * 鍒ゆ柇鏄惁澶勪簬 鍛ㄦ湡鑺傜偣
+     * 缁撴潫鏃ユ湡 鍏ョ殑鏃ユ湡涓烘壒鍗曟棩鏈� 鍓嶄竴澶� 23:59:59
+     * @param solutions
+     * @param startTime
+     * @param endTime
+     * @return 0=鏃犲懆鏈熻垂鐢紱1=鏈夊懆鏈熻垂鐢紱2鏃犲懆鏈熻垂鐢� 涓� 鏁版嵁鏍囪鏃犳晥
+     */
+    public static ChangeDealTypeVO calculateRetreatCost(Solutions solutions , Date startTime , Date endTime){
+        ChangeDealTypeVO changeDealTypeVO = new ChangeDealTypeVO();
+        //鏌ヨ姣忎釜鍛ㄦ湡鐨勮垂鐢�
+        changeDealTypeVO.setSinglePrice(Constants.calculateSingleCycleFee(solutions,startTime));
+
+        //鎵瑰崟鏃ユ湡涓哄紑濮嬫棩鏈熺殑绗竴澶� 鍒欐爣璁版槑缁嗚褰曚负 鏃犳晥鏁版嵁 鎴栬�� 寮�濮嬫椂闂村ぇ浜庡綋鍓嶆椂闂� 鐩存帴杩斿洖 鏁版嵁鏍囪鏃犳晥
+        if(startTime.getTime()>endTime.getTime()
+        || startTime.getTime() > System.currentTimeMillis()){
+            changeDealTypeVO.setChangeStatus(Constants.TWO);
+            return changeDealTypeVO;
+        }
+        //鑾峰彇鏄ㄦ棩鏃ユ湡缁撴潫  涓哄疄闄呭噺淇濈粨鏉熸棩鏈熉�
+        Boolean isOver = true;
+        if(solutions.getInsureCycleUnit().equals(InsureCycleUnit.DAY.getValue())){
+            //鏂规 璁¤垂鍛ㄦ湡鍜屾壒鏀瑰懆鏈� 鐩稿悓 鐩存帴杩斿洖 鏈夊懆鏈熻垂鐢�
+            changeDealTypeVO.setChangeStatus(Constants.ONE);
+            return changeDealTypeVO;
+        }else if(solutions.getInsureCycleUnit().equals(InsureCycleUnit.HALF_MONTH.getValue())){
+            //鍗婃湀鍛ㄦ湡 浠�15.5璁$畻 鐢变簬15.5 鏃犳硶鏁撮櫎 鎵�浠ラ渶瑕佺壒娈婂鐞�
+            //濂囨暟/鍋舵暟 鐢ㄤ簬娣诲姞澶╂暟 濡傛灉鏄鏁�
+            BigDecimal cycleHalfMonth = new BigDecimal(15.5);
+            Integer cycle = 1;
+            while(isOver){
+                //鑾峰彇鍛ㄦ湡鍚庣殑缁撴潫鏃堕棿 甯︽椂鍒嗙 23:59:59
+                Date cycleEndTime =   DateUtil.getMontageDate(DateUtil.afterDateByType(startTime,0,  cycleHalfMonth.multiply(new BigDecimal(cycle)).setScale(2,RoundingMode.HALF_UP).intValue()
+                ),2);
+                if(cycleEndTime.getTime()>=endTime.getTime()){
+                    isOver = false;
+                    //褰撹璐瑰懆鏈熺殑缁撴潫鏃ユ湡 鍒氬ソ 涓庢壒鍗曟棩鏈熺殑缁撴潫鏃ユ湡鐩哥瓑 鍒� 涓嶉渶瑕佹墸闄ゆ壒鍗曞懆鏈熻垂鐢�
+                    if(cycleEndTime.getTime()==endTime.getTime()){
+                        changeDealTypeVO.setChangeStatus(Constants.ZERO);
+                    }else{
+                        changeDealTypeVO.setChangeStatus(Constants.ONE);
+                    }
+                    return changeDealTypeVO;
+                }
+                cycle = cycle + 1;
+            }
+        }else if(solutions.getInsureCycleUnit().equals(InsureCycleUnit.MONTH.getValue())){
+            //鎵h垂鍛ㄦ湡涓烘湀
+            Integer cycle = 1;
+            while(isOver){
+                //鑾峰彇鍛ㄦ湡鍚庣殑缁撴潫鏃堕棿 甯︽椂鍒嗙 23:59:59
+                Date cycleEndTime =  DateUtil.getMontageDate(DateUtil.afterDateByType(startTime,1,cycle),2);
+                //褰撳墠鍛ㄦ湡 澶т簬绛変簬 鎵瑰崟缁撴潫鏃ユ湡鏃� 锛� 鍒欑粨鏉熸祦绋�
+                if(cycleEndTime.getTime()>=endTime.getTime()){
+                    isOver = false;
+                    //褰撹璐瑰懆鏈熺殑缁撴潫鏃ユ湡 鍒氬ソ 涓庢壒鍗曟棩鏈熺殑缁撴潫鏃ユ湡鐩哥瓑 鍒� 涓嶉渶瑕佹墸闄ゆ壒鍗曞懆鏈熻垂鐢�
+                    if(cycleEndTime.getTime()==endTime.getTime()){
+                        changeDealTypeVO.setChangeStatus(Constants.ZERO);
+                    }else{
+                        changeDealTypeVO.setChangeStatus(Constants.ONE);
+                    }
+                    return changeDealTypeVO;
+                }
+                cycle = cycle + 1;
+            }
+        }else if(solutions.getTimeUnit().equals(TimeUnit.QUARTER.getValue())){
+            //鎵h垂鍛ㄦ湡涓哄搴�
+            Integer cycle = 3;
+            while(isOver){
+                //鑾峰彇鍛ㄦ湡鍚庣殑缁撴潫鏃堕棿 甯︽椂鍒嗙 23:59:59
+                Date cycleEndTime =  DateUtil.getMontageDate(DateUtil.afterDateByType(startTime,1,cycle),2);
+                //褰撳墠鍛ㄦ湡 澶т簬绛変簬 鎵瑰崟缁撴潫鏃ユ湡鏃� 锛� 鍒欑粨鏉熸祦绋�
+                if(cycleEndTime.getTime()>=endTime.getTime()){
+                    isOver = false;
+                    //褰撹璐瑰懆鏈熺殑缁撴潫鏃ユ湡 鍒氬ソ 涓庢壒鍗曟棩鏈熺殑缁撴潫鏃ユ湡鐩哥瓑 鍒� 涓嶉渶瑕佹墸闄ゆ壒鍗曞懆鏈熻垂鐢�
+                    if(cycleEndTime.getTime()==endTime.getTime()){
+                        changeDealTypeVO.setChangeStatus(Constants.ZERO);
+                    }else{
+                        changeDealTypeVO.setChangeStatus(Constants.ONE);
+                    }
+                    return changeDealTypeVO;
+                }
+                cycle = cycle + 3;
+            }
+        }else if(solutions.getTimeUnit().equals(TimeUnit.HALF_YEAR.getValue())){
+            //鎵h垂鍛ㄦ湡涓哄崐骞�
+            Integer cycle = 3;
+            while(isOver){
+                //鑾峰彇鍛ㄦ湡鍚庣殑缁撴潫鏃堕棿 甯︽椂鍒嗙 23:59:59
+                Date cycleEndTime =  DateUtil.getMontageDate(DateUtil.afterDateByType(startTime,1,cycle),2);
+                //褰撳墠鍛ㄦ湡 澶т簬绛変簬 鎵瑰崟缁撴潫鏃ユ湡鏃� 锛� 鍒欑粨鏉熸祦绋�
+                if(cycleEndTime.getTime()>=endTime.getTime()){
+                    isOver = false;
+                    //褰撹璐瑰懆鏈熺殑缁撴潫鏃ユ湡 鍒氬ソ 涓庢壒鍗曟棩鏈熺殑缁撴潫鏃ユ湡鐩哥瓑 鍒� 涓嶉渶瑕佹墸闄ゆ壒鍗曞懆鏈熻垂鐢�
+                    if(cycleEndTime.getTime()==endTime.getTime()){
+                        changeDealTypeVO.setChangeStatus(Constants.ZERO);
+                    }else{
+                        changeDealTypeVO.setChangeStatus(Constants.ONE);
+                    }
+                    return changeDealTypeVO;
+                }
+                cycle = cycle + 3;
+            }
+        }
+        throw new BusinessException(ResponseStatus.DATA_ERRO.getCode(),"璁$畻鎵瑰崟鍛ㄦ湡淇℃伅寮傚父");
+
+    }
+
+
+
+
+
 
 //    public static CountCyclePriceVO countPriceVO(Date startDate, Solutions solutions){
 //        CountCyclePriceVO countCyclePriceVO = new CountCyclePriceVO();
@@ -259,7 +453,7 @@
         if(StringUtils.isBlank(idCard)){
             return 2;
         }
-        Pattern pattern = Pattern.compile("\\d{17}[\\d|x]"); // 瀹氫箟韬唤璇佸彿鐮佹牸寮忕殑姝e垯琛ㄨ揪寮�
+        Pattern pattern = Pattern.compile("\\d{17}[\\d|x|X]"); // 瀹氫箟韬唤璇佸彿鐮佹牸寮忕殑姝e垯琛ㄨ揪寮�
         Matcher matcher = pattern.matcher(idCard);
         Integer sex = 0;
         if (matcher.matches()) {
@@ -274,6 +468,7 @@
         }
         return sex;
     }
+
 
     /**
      * 鐘舵�� 0宸蹭繚瀛樸��1寰呭鏍搞��2瀹℃牳閫氳繃銆�3閫�鍥炰慨鏀广��4瀹℃牳椹冲洖銆�5寰呮湇鍔℃満鏋勭‘璁ゃ��6鏈嶅姟鏈烘瀯鎷掔粷銆�7宸插垎閰嶆湇鍔℃満鏋勩��8璇婃柇涓�
@@ -632,9 +827,12 @@
     }
 
     public static void main(String[] args) {
-
-        System.out.println(IdcardUtil.isValidCard("340621199310134818"));
-        System.out.println(IdcardUtil.isValidCard("341621199310134818"));
+        System.out.println(IdcardUtil.isValidCard("342623199201150101"));
+        System.out.println(IdcardUtil.isValidCard("342623199201150102"));
+        System.out.println(IdcardUtil.isValidCard("342623199201150103"));
+        System.out.println(IdcardUtil.isValidCard("342623199201150104"));
+//        System.out.println(IdcardUtil.isValidCard("340621199310134818"));
+//        System.out.println(IdcardUtil.isValidCard("341621199310134818"));
 
 //        System.out.println("{\"companyName\":\"搴斿疂绉戞妧\",\"endtime\":\"2024-03-01 17:19:00\",\"erpId\":\"4D40185D5BC74A13821BE46EAF8B4179\",\"erpWithVisitDTOList\":[],\"faceImg\":\"20240304/1709518170325_742.jpg\",\"idcardNo\":\"342501199609300535\",\"idcardType\":0,\"name\":\"榛勬檵\",\"phone\":\"17756328697\",\"reason\":\"鎺㈤櫓\",\"receptMemberId\":\"E7E514BD7DE3F27CE0530B630A0AEAE0\",\"starttime\":\"2024-03-01 13:18:00\"}");
     }
@@ -783,7 +981,8 @@
         WTBYTH(24, "宸查��鍥�"),
         WTBYGB(25, "宸插叧闂�"),
         //2024骞�4鏈�25鏃�15:17:13 淇敼 鎶曚繚涓� = 銆� 鎵规敼鐢宠涓�
-        WTBTBZ(26, "鎵规敼鐢宠涓�"),
+        //2024-5-21 14:04:10 淇敼   鎵规敼鐢宠涓�= 銆嬫姇淇濅腑
+        WTBTBZ(26, "鎶曚繚涓�"),
         WTBBZZ(27, "淇濋殰涓�"),
         ;
         // 鎴愬憳鍙橀噺
@@ -1567,7 +1766,7 @@
         CLOSE(6, "宸插叧闂�"),
         CHECHED_PASSED(7, "瀹℃牳閫氳繃"),
         PALTFORM_CHECK_PASS_NO(8, "瀹℃牳涓嶉�氳繃"),
-        WTB_TOUBAOING(9, "鎶曚繚涓�"),
+        WTB_TOUBAOING(9, "鎵规敼鐢宠涓�"),
         ;
         // 鎴愬憳鍙橀噺
         private String name;
@@ -2005,7 +2204,13 @@
             InputStream inStream = null;
             OutputStream os = null;
             try {
-                String tempDir = System.getProperty("java.io.tmpdir")+fileName;
+                String tempDir = "C:\\hj\\jars\\temp\\";
+                File f =  new File(tempDir);
+                if(!f.exists() ){
+                    f.mkdirs();
+                }
+                tempDir +=  fileName;
+                System.out.println(url+"================="+tempDir);
                 file = new File(tempDir);
                 //涓嬭浇
                 urlfile = new URL(url);
@@ -2031,25 +2236,44 @@
                 }
             }
         }catch (Exception e){
-
+            e.printStackTrace();
         }
 
         return file;
     }
-    public static void packFilesToZip(List<File> files,    ServletOutputStream os) throws IOException {
-        try (ZipArchiveOutputStream zipOutputStream = new ZipArchiveOutputStream(os)) {
+    public static void packFilesToZip(List<File> files,    OutputStream os) throws IOException {
+        try {
+            ZipArchiveOutputStream zipOutputStream = new ZipArchiveOutputStream(os);
+            zipOutputStream.setUseZip64(Zip64Mode.AsNeeded);
             for (File file : files) {
+                if(!file.exists()){
+                    System.out.println("===鏂囦欢涓嶅瓨鍦�======="+file.getPath());
+                    continue;
+                }else{
+                    System.out.println("===鏂囦欢瀛樺湪======="+file.getPath());
+                }
                 ZipArchiveEntry entry = new ZipArchiveEntry(file.getName());
                 zipOutputStream.putArchiveEntry(entry);
-                try (FileInputStream fileInputStream = new FileInputStream(file)) {
-                    byte[] buffer = new byte[1024];
-                    int length;
-                    while ((length = fileInputStream.read(buffer)) > 0) {
-                        zipOutputStream.write(buffer, 0, length);
-                    }
+                FileInputStream fileInputStream = new FileInputStream(file);
+                byte[] buffer = new byte[1024];
+                int length;
+                while ((length = fileInputStream.read(buffer)) > 0) {
+                    zipOutputStream.write(buffer, 0, length);
                 }
                 zipOutputStream.closeArchiveEntry();
+                zipOutputStream.flush();
+                IoUtil.close(fileInputStream);
                 file.delete();
+            }
+        }catch (Exception e){
+            throw new BusinessException(ResponseStatus.EXPORT_EXCEL_ERROR.getCode(),"瀵逛笉璧凤紝涓嬭浇鍘嬬缉鏂囦欢澶辫触");
+        }finally {
+            if (os != null) {
+                try {
+                    os.close();
+                } catch (IOException e) {
+                    e.printStackTrace();
+                }
             }
         }
     }
@@ -2220,6 +2444,36 @@
         }
     }
 
+    public static BigDecimal singleCycleFee(Solutions solutions,Date startTime ,Date endTime){
+        Integer countDays = DateUtil.daysBetweenDates(endTime, startTime) + 1;
+        Constants.TimeUnit timeUnit = Constants.TimeUnit.getTimeUnit(solutions.getTimeUnit());
+        BigDecimal fee = solutions.getPrice();
+        if(solutions.getTimeUnit().equals(solutions.getInsureCycleUnit())){
+            return fee;
+        }else{
+            if(solutions.getInsureCycleUnit().equals(Constants.InsureCycleUnit.DAY.getValue())){
+                //澶╀负鎵规敼鍗曚綅
+                return fee.divide(new BigDecimal(countDays),2, RoundingMode.HALF_UP);
+            }else if(solutions.getInsureCycleUnit().equals(Constants.InsureCycleUnit.HALF_MONTH.getValue())) {
+                //鏍规嵁鎶曚繚鍛ㄦ湡 瀹氫箟鐨� 姣忎釜鍛ㄦ湡 = X涓� 鍗婃湀鍛ㄦ湡 杩涜璁$畻
+                // 鎬婚噾棰� / 鎶曚繚鍛ㄦ湡瀹氫箟鐨� 鍗婃湀鍛ㄦ湡鏁�
+                return fee.divide(new BigDecimal(timeUnit.getCoefficient()),2, RoundingMode.HALF_UP);
+            }else if(solutions.getInsureCycleUnit().equals(Constants.InsureCycleUnit.MONTH.getValue())) {
+                // 鎬婚噾棰� / 鎶曚繚鍛ㄦ湡瀹氫箟鐨� 鍗婃湀鍛ㄦ湡鏁� * 2
+                return fee.multiply(new BigDecimal(2)).divide(new BigDecimal(timeUnit.getCoefficient()),2, RoundingMode.HALF_UP);
+            }else if(solutions.getInsureCycleUnit().equals(Constants.InsureCycleUnit.QUARTER.getValue())) {
+                //瀛e害涓烘壒鏀瑰崟浣�
+                // 鎬婚噾棰�  / 鎶曚繚鍛ㄦ湡瀹氫箟鐨� 鍗婃湀鍛ㄦ湡鏁� * 6
+                return fee.multiply(new BigDecimal(6)).divide(new BigDecimal(timeUnit.getCoefficient()),2, RoundingMode.HALF_UP);
+            }else if(solutions.getInsureCycleUnit().equals(Constants.InsureCycleUnit.HALF_YEAR.getValue())) {
+                //鍗婂勾涓烘壒鏀瑰崟浣�
+                // 鎬婚噾棰� * 浜х敓璐圭敤鐨勫懆鏈� / 鎶曚繚鍛ㄦ湡瀹氫箟鐨� 鍗婃湀鍛ㄦ湡鏁� * 6
+                return fee.multiply(new BigDecimal(12)).divide(new BigDecimal(timeUnit.getCoefficient()),2, RoundingMode.HALF_UP);
+            }else {
+                throw new BusinessException(ResponseStatus.NOT_ALLOWED.getCode(),"鏂规閰嶇疆閿欒");
+            }
+        }
+    }
 
 
 }

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